What Are Common Heat-related Workers’ Compensation Claims?

As a responsible and law-abiding employer, you may be subject to legal requirements regarding workers’ compensation insurance.

Understanding common heat-related incidents that may lead to claims against your policy could help you manage and maintain a safe workplace.

Working in high temperatures can be extremely dangerous for your employees.

Hot conditions can quickly overwhelm them, whether working inside or outdoors, making it necessary to account for potential health consequences.

What to Know About Heat-related Incidents and Workers’ Compensation Coverage

Heat illnesses can have devastating ramifications for the short- and long-term health of your workers. The warm conditions of factories, hot summer sun and other particularly heated environments can create dangerous scenarios for employers across many industries.

Many businesses can benefit from understanding possible incidents that could lead to heat-related workers’ compensation insurance claims.

For example, as the most severe and dangerous form of heat illness, heatstroke can have severe consequences for a worker’s health and wellness, and may lead to a need for ongoing medical care and disability benefits.

Other heat illnesses, such as heat exhaustion and heat rash, could potentially incur health care costs and force employees to take time off, possibly leading to claims.

Furthermore, while not technically related to official heat illnesses, excessive temperatures could also lead to other incidents. For example, hot conditions could cause employees to become dizzy and more likely to lose their balance.

Similarly, high temperatures may cause safety goggles to become foggy, potentially leading to accidents.

It’s important to note that not all heat-related incidents may be covered by all workers’ compensation insurance policies.

Employees may need to prove that their work environment specifically caused their illness or injury and that there are ongoing health consequences necessitating continuing financial assistance. A qualified insurance professional can help you understand this complicated subject.

We’re Here to Help

Understanding the potential impact of heat in your workplace should be a top priority, as the consequences of heat-related incidents can be catastrophic. Fortunately, the right workers’ compensation insurance policy can lend essential financial aid.

Contact Express Insurance Services today to learn more.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.